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ACA Plans
What Is the ACA Subsidy and Do You Qualify?
Millions of Floridians are leaving free money on the table. Learn how income-based subsidies can dramatically lower your premium.
Licensed agents Carrie Kasemeier and Kellie Clark help St. Augustine families and businesses find affordable ACA, Medicare, and group health plans — without the confusion.
Takes less than 2 minutes. No obligation.
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Carrie will be in touch within one business day to discuss your options. You can also call (904) 640-9230 for a faster response.
Want to lock in a time to talk with Carrie right now?
Whether you're self-employed, a growing family, or approaching Medicare age, we have a plan that fits your needs and budget.
Affordable Care Act plans for individuals and families. You may qualify for significant subsidies that lower your monthly premium.
Learn more →Medicare Advantage, Supplement (Medigap), and Part D drug plans. We compare options from top carriers to maximize your benefits.
Learn more →Coverage for every life event — new baby, new job, or change in income. PPO, HMO, and EPO plan comparisons available.
Get a quote →Attract and retain top talent with group health benefits. We help St. Augustine businesses find cost-effective group plans.
Learn more →When you call us, you talk to Carrie — not a 1-800 number routed overseas.
Carrie takes the time to understand your situation, budget, and healthcare needs before recommending a plan.
Our service is completely free. Insurers pay us — you get expert advice at zero cost to you.
We're independent, so we compare plans from multiple top insurance carriers to find you the best value.
We live and work in St. Augustine. We know Florida's insurance market, local providers, and hospital networks.
Fill out the short form or give us a call — takes under 2 minutes.
Carrie reviews your situation and presents your best options.
No pressure. Pick the plan that fits your life and budget.
We handle the paperwork. You get ongoing support year-round.
"Carrie saved us over $400 a month on our family plan. She explained everything clearly and never made us feel rushed. Highly recommend!"
"I was so confused about Medicare options. Carrie walked me through every plan patiently and helped me find one that covers my doctors and prescriptions."
"As a small business owner, I needed group coverage for my team. Carrie found us a great plan that fits our budget and keeps my employees happy."
Local health insurance guidance for families and businesses across St. Johns, Flagler, and Duval counties.
Free consultation with Carrie — no sales pressure, no obligation.
Free guides to help you understand your health insurance options.
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